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Joey
WeddingWire Admin May 2015 Maryland

Are your rings insured?

Joey, on April 9, 2018 at 10:05 Posted in Wedding fashion 0 13
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Do you have insurance for your rings? How did you arrange it? Do you have it for all your rings, or just an engagement ring?

Are your rings insured? 1

Photo by PhotoMarc Studio in Montreal

13 Comments

Latest activity by Marcia, on April 13, 2018 at 18:56
  • Marcia
    Super August 2018 Manitoba
    Marcia ·
    • Dispute

    I have my wedding band and engagement ring insured with Jewellers Mutual, I also have a lifetime warranty at Michael Hill for my set. My fiancé will most likely insure his ring under our home owners insurance.

    • Reply
  • Brittany
    British Columbia
    Brittany ·
    • Dispute

    Mine is covered under my home insurance. We had a minimum allowed amount to insure, and we still rent a smaller space, so our minimum insurance amount more than covers everything.

    I do want to look into a separate, specific policy, once all 3 rings are purchased.

    • Reply
  • Valérie
    VIP September 2019 Quebec
    Valérie ·
    • Dispute

    My engagement ring is insured under our renters insurance, but we'll need to get proper insurance for all of our rings once we get married!

    • Reply
  • Erin
    Master September 2017 Ontario
    Erin ·
    • Dispute

    My engagement ring and wedding band are both insured on my homeowner policy.

    • Reply
  • Natasha
    Devoted June 2019 Ontario
    Natasha ·
    • Dispute
    My engagement ring has been insured with jewelry mutual. I will prob ensure my wedding band too
    • Reply
  • Lyla
    Devoted July 2018 Alberta
    Lyla ·
    • Dispute
    I had lifetime warranty on my engagement ring at Ben moss ( cost my fiancé roughly 700&dollarSmiley winking only for us to lose it when ben moss claimed bankruptcy and got bought out -_-
    • Reply
  • Mandy
    Devoted July 2019 Alberta
    Mandy ·
    • Dispute
    My engagement ring has insurance on it through Spence diamonds and as well it is covered under our house insurance
    • Reply
  • Stephanie
    Master July 2018 Alberta
    Stephanie ·
    • Dispute

    Not yet but will once we move in together. Neither of us has tenants insurance for different reasons but we will get it once we have a place of our own!

    • Reply
  • Courtney
    Super July 2018 Ontario
    Courtney ·
    • Dispute

    We ensured our rings. All our rings are under their own policy attached to the house.

    • Reply
  • Leanne
    Expert September 2018 Ontario
    Leanne ·
    • Dispute

    If you own a home, it falls under your home insurance. Just make sure you coverage is high enough!!

    • Reply
  • Peggy
    Super May 2019 Alberta
    Peggy ·
    • Dispute

    Oh hells yes! I wouldn't let my fiancé bring a ring home until it was ensured. He picked it up from the jeweler, went straight to our insurance dealer, insured it and then came home to propose!

    • Reply
  • Cathrine
    Devoted April 2018 Ontario
    Cathrine ·
    • Dispute

    That is on my list to do and i should do it before we go on our honeymoon. I will be adding the insurance though my home insurance. I think it's a matter of adding a rider to my current insurance to include the value of all our rings, but most specifically the engagement ring.

    If you don't have home insurance, i'm not sure how you go about getting your rings insured.

    • Reply
  • Bianca
    Master August 2019 Ontario
    Bianca ·
    • Dispute

    No insurance because I'm a procrastinator! I plan to get my engagement right (and eventually our wedding rings) insured.

    • Reply

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