Wedding Insurance did you get it? Was it worth the expense

I read up on it too and seems expensive personally. I didn't choose to go with it since everything came together smoothly.

Great! Thanks so much

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The company has all their prices right on their site and has a booklet with full detail o packages. They have 4 levels and the prices I copied from the website:

Silver Package: From $200.00 + policy fee + tax (if applicable)Gold Package: From $350.00 + policy fee + tax (if applicable)Diamond Package: From $600.00 + policy fee + tax (if applicable)Platinum Package: From $900.00 + policy fee + tax (if applicable)

The website is https://www.palcanada.com/en/weddinguard

They came recommended at my local wedding show.

View quoted message Can I ask what prices you were quoted?

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It was optional for us, but it just felt smart since we're not covered by the venue. The company I went with had some pretty good prices, I think.

Honestly, I have never heard of wedding insurance before actually planning a wedding lol Our venue will only rent to you if you have liability insurance covering up to 2 million. I have heard that it can cost from 200$ - 500$ but it may be worth it if you are having open bar or any alcohol at all.

Our venue recommended that we get insurance. They have their own insurance, but mentioned that if someone gets hurt and their insurance plan sues, the venue's liability coverage would NOT extend to us as a couple, so we would be vulnerable to that. If your venue's insurance extends to you then don't worry about it. If not, maybe do a bit of research.

I went through PAL Canada (found them through the wedding show - https://www.palcanada.com/en/weddinguard) and they have different levels of coverage with the minimum liability coverage being $1million. There was also honeymoon coverage and some other incidentals included. The coverage was approved instantly and it's all online. Well worth it in my opinion for the peace of mind. I'm a worrier by nature, so this works out for me knowing we're covered.

I haven't even heard of wedding insurance or even knew it existed. I dont think it is worth the money, your venue and vendors should have back ups if something does happen. The only reason I would get insurance is if you were holding the event on your own private property just incase someone gets injured. even then I'm not sure people purchase it.